Access Your Account




Summer Enhancements

For improved account security, new passwords must meet the following requirements:

  • Passwords must be between 8 and 16 characters
  • Passwords must have at least 2 upper-case letters, 2 lower-case letters and 2 numbers
  • Passwords cannot contain special characters

Existing passwords have not been changed, so you will need to update your password by clicking on "Change Password" in the Administrative Services menu.

Spring Enhancements

You now have the ability to reset a forgotten Password via text message. To enable this feature add your cell phone number by clicking "Update Information" on the Account Overview. (Plan Sponsors and other Plan Level Users, please contact SMS Retirement directly to provide a cell phone number and enable this feature.

Terms and Conditions

There are important terms and conditions associated with using the SMS Retirement Access website. These terms can be viewed under the Administrative Services section of the menu. It is important to read, understand, and accept these terms and conditions before continuing to use the SMS Retirement Access website. Accessing or requesting account information or transactions through this site constitutes and shall be deemed to be an acceptance of the terms and conditions.